Need an appraisal in Fripp Island or Beaufort County?

The top reasons SC homeowners hire Shepard Appraisal Group, LLC:

  1. To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. To challenge a SC property tax assessment
  3. Remove PMI to cut their monthly mortgage payment
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a SC divorce, when property needs to be divided
  7. Settle an estate in SC by determining the true market value of real estate in question

Do you own a home in or near Fripp Island? Do you need help determining the price of your real estate?
Contact Shepard Appraisal Group, LLC.

At Shepard Appraisal Group, LLC, we understand the individual needs of a homeowner seeking appraisal services. Our regular business clients understand the appraisal process and the usual reporting formats. Being a consumer that ordinarily doesn't see an appraisal every day,we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we document the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your home because of your emotional attachment to it. The professional appraisers at Shepard Appraisal Group, LLC will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. It gives you something tangible to show your buyer. It's an independent third party's opinion of your house's price, and not just how much you think your house is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value conclusion than yours.

Need to remove PMI?

A preferred way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Shepard Appraisal Group, LLC, we're experts in helping clients just like you get rid of unneeded PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your home overvalued if you live in a region that's going down. That means you're going to pay more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from Shepard Appraisal Group, LLC is your chief weapon when contesting your property tax assessment.

HELOC recently frozen?

If your house is near a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be annoying from a cash flow viewpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. Shepard Appraisal Group, LLC can help you reinstate your home equity line of credit with a professional appraisal.

Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire a veteran appraiser to double-check your appraisal for preciseness? Shepard Appraisal Group, LLC offers field reviews where we'll go out and check the subject and comps in question. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Shepard Appraisal Group, LLC can help with that too. Even though this is typically requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your home.